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We at Captaingambling.com are always on the lookout for new payment methods that online gamblers want to take advantage of. Our expert testing procedures ensure that we only recommend secure, safe payment methods to you - such as debit cards.
Many online casinos will accept debit cards, especially those based in the UK where gamblers aren’t able to use credit cards for deposits. There are many benefits to the debit card payment method, such as being able to instantly access your deposit and take advantage of welcome bonuses quickly. You will also have the safety of established debit security protocols.
Making A Payment With A Debit Card - Getting Started, Step By Step
Debit cards are extremely common across the US - Statista has found that, in 2020, there were ‘653 million VISA debit cards in circulation in the U.S. and 1.7 billion VISA debit cards in circulation worldwide excluding the United States’. But if you don’t yet have a debit card, don’t worry. We’ll briefly go through the process of obtaining one and using it as one of your online casino payment methods.
First of all, you’ll need to open a checking account with your preferred bank. This will likely involve giving the bank some personal identifying information such as your social security number, driver’s license, and current employment details. You may also need to present your last job’s details if you’ve been in your current job for less than a year.
Along with this information, you’ll need to fill in an application. Depending on the bank, there could be an online option. Ensure that you choose to receive a debit card if this is an option on the application. After applying, you may need to make a deposit into the checking account. Once you get your debit card, you’ll need to activate it by creating a PIN. Then you’ll be ready to get started to use online casinos that take debit cards.
To choose this payment method, you’ll simply need to go to your preferred online casino, such as Ocean Resort Casino or BetMGM Casino, and head to your banking page. There, select debit card as your payment method. You’ll need to give your online casino your debit card details but then you’ll be ready to make an online casino debit card deposit.
Average Time Of A Debit Card For Deposits And Payouts - Instant Deposits
One of the key benefits of using an online casino with a debit card is that you’ll have instant access to deposit funds - as long as you have the money available in your account. That’s where debit cards differ from credit cards, which means they do put you at less risk of obtaining gamblers’ debts, since you can’t spend what you don’t have available in your checking account.
In short, you won’t have to wait for your funds to be processed when you use a casino with a debit card deposit (thanks to a cash advance between the bank and the online casino which you’ll likely never even notice). On the other hand, you may have to wait for any online casino debit card withdrawals that you make. These can take anywhere between 3-5 days, sometimes having a wider range of 1-5 days, as the bank must process your withdrawal.
If you’re wondering why deposits are instant but withdrawals take time then wonder no longer, as the answer is fairly simple. Online casinos will give you a cash advance while they’re waiting for your deposit to process through your bank because they don’t want to inconvenience gamblers with deposit waiting times. Instead, you can start playing straight away.
But when you’re withdrawing money back to your bank, this cash advance doesn’t exist. Therefore, you’ll have to wait for a short while for both your bank’s processing and also your online casino’s security checks (an industry-standard, usually 48-hour waiting period). This is the same for credit card withdrawals and is a small downside when compared to the safety, security, and reliability of online casinos that take debit cards.
Debit Card Verification Requirements - Looking Closer At Getting A Debit Card
We’ve covered the application process briefly above, but, if you’re looking at getting a new (or first) debit card, then you need to know the exact documents and details that you’ll need for applying for one. Our debit card casino list has included this information to reduce the stress and worry around applying for a checking account and debit card, so you can be completely (or almost completely, as these may vary slightly from bank to bank) ready for the application process. To apply for a debit card, you may need:
A valid form of identification (driver’s license, etc.)
A minimum balance amount (depending on the bank)
Your current address
Your contact information
Your employment details (and your last job if your current job has lasted less than 1 year)
You may also need other documents and details, but you can use this list as a starting point. Once you’ve been able to obtain a debit card, you can start going through our debit card casino list and choose your preferred online casino that takes debit cards.
The History Of Debit Cards - Have You Ever Wondered Where They Came From?
Debit cards have become commonplace in the modern world, but you may be interested to learn that credit cards came first. The idea of credit was connected to the emerging prevalence of physical objects such as credit coins and Charga-plates (early forms of credit) around the 1800s and into the 1950s/60s. For the first actual ‘card’ form of currency, you can look at the Diners’ Club card, or the Diners’ Charge Card, which allows members to purchase items from several stores on credit by receiving bills for their purchases at the end of the month.
But the notion of the ‘debit card’ was likely first brought about in 1966 by The Bank Of Delaware, who piloted a debit card. The idea was then picked up and trialed by other banks, but debit cards began growing in popularity throughout the 1980s and 1990s, especially as more ATMs were installed across the US. Both credit and debit cards are now highly popular payment methods both in the US and worldwide, and debit cards can be used at online casinos using debit cards.
Debit Cards Compared To Other Payment Methods - Looking At Pros & Cons
Now, many online gamblers will be aware of new payment methods which seem to pop up almost every day. These online platforms may be modern and offer lucrative incentives, but it is important to consider the reliability and established nature of debit cards. Banks have numerous security protocols in place to ensure that your money isn’t lost or fraudulently taken. You can also view your balance on mobile banking apps, if your bank offers this option. Furthermore, debit cards won’t let anyone - including you - take out more money than there is in your checking account, limiting your chances of being put into serious debt by either gambling or fraud.
Debit cards are also very widely accepted. In the UK, online gamblers won’t be able to make deposits or withdrawals with credit cards due to law changes, but debit cards are still an available payment method in both the UK and worldwide. However, it isn’t all perfect for debit cards. There is the 3-5 day withdrawal waiting period to keep in mind, although that does come hand-in-hand with the instant deposit benefit. You may also experience fees when playing at an online casino with debit cards, although these can vary depending on your bank and the online casino you choose, so make sure you read through any terms and conditions and other available information before making a deposit or a withdrawal. If you’re also looking to find which payment method you can use to take advantage of the online casino best payouts, stick with us.
Most Popular Payment Methods - What Should You Use At Online Casinos?
No matter if you’re a newcomer to online gambling or an experienced online gambler, you may be worried about the payment methods that you’re using, or that you want to use. Sending money through the internet can be a nerve-wracking experience, but using a more traditional, reliable payment method such as a debit card may ease some of your concerns.
If you’re gambling through a secure (https://) connection then your details should be safe and encrypted, and using a debit card means that someone could never fraudulently wrack up debts on your behalf, since they can only take out what is in the checking account - it’s a good idea to keep this amount as minimal as possible if you’re using a checking account primarily for online gambling, to further protect yourself. Debit cards allow you to take these safety measures while also giving you many benefits like instant deposits, so we at Captaingambling.com consider debit cards as one of the best payment methods for online gambling.
Conclusion - What We’ve Learned About Online Casinos With Debit Card Deposit
When considering which payment methods to use when online gambling, security should be one of your main concerns. Luckily, debit cards are one of the most secure payment methods for online casinos. One primary reason is that you cannot take out money that isn’t in your checking account, so fraudsters won’t be able to run up huge debts in your name. This can also be used as a measure to keep yourself in check while gambling, ensuring that your gaming is fun and responsible. With the large number of online casinos that take debit cards, you’ll also have a large variety of casinos to choose from - and we’ve rounded up the best for you here on Captaingambling.com!
Debit Card FAQ - We Answer Your Debit Card Questions
❔ Can I Use My Debit Card For Online Gambling?
There are many different payment methods available for those who are considering online gambling, and not all of them are exclusively online. While your mind may immediately go to Paypal and other gambling payment providers when thinking about online casinos, you should be aware that more traditional payment methods could also work for you.
Their security and reliability often outperform what you find with the newer payment platforms, but you may also face some fees and withdrawal waiting periods. Check through our debit card casino list or articles such as finding a casino with VISA Card deposits for more information!
👮 Is Using A Debit Card At An Online Casino Legal?
With online gambling, it’s completely normal to question whether certain aspects of your playing experience are legal. For example, online gambling is not allowed in Washington State. For credit cards - not debit cards - UK gamblers won’t be able to use them for online gambling due to legal changes, at least if they’re trying to use a credit card issued in the UK at an online casino that is regulated in the UK. However, debit cards don’t encounter as many legal issues as credit cards such as when using an online casino with Mastercard - we’ve discussed this in our latest 2021 debit card casino list.
⏰ Do I Have To Wait For A Online Casino Debit Card Deposit?
You may experience waiting periods with some payment platforms that you use in conjunction with online casinos. There can be various reasons for these delays, but they don’t always happen. Many casinos will try to shorten times for deposits as much as possible so that you can get on with enjoying your welcome bonuses and the exciting ranges of casino games available to you. With both debit cards and credit cards, online casinos will certainly do this. We take you through how this happens in our debit card casino list.
🔒 Are Online Casinos With Debit Card Deposit Safe?
Safety is a huge aspect of online gambling which can sometimes intimidate newcomers, but there’s no reason to get yourself worked up about security when you use online casinos that take debit cards. As long as you work from our debit card casino list and do a few checks yourself.
We cover how you can keep yourself safe at an online casino with a debit card, especially considering the fact that debit cards won’t allow a fraudster to create huge debts on your behalf - you can only take out what you have in your checking account. Our debit card casino list covers safety and security with online casinos with debit card deposits and more.
💭 Which Online Casinos Take Debit Cards?
Although debit cards are one of the oldest payment methods for online casinos, you may be wondering if all online casinos accept them as a form of payment. The answer to that question would be no, but only because we at Captaingambling.com are realistic and understand that there are always outliers who will only take certain payment methods.
With most online casinos, you’ll find that debit cards (alongside credit cards) are a vastly popular payment method. We go through online casinos that take debit cards in our debit card casino list.