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US Gambling Sites / Best Online Betting Sites with ACH Payments in US 2023

Best Online Betting Sites with ACH Payments in US 2023

Online Betting Sites That Accept ACH Deposit

Last Updated on 02/06/2023
Fact checked by: Drew the DFS Guy

One of the most attractive features of online betting payment options is convenience, and ACH betting sites ooze convenience. This bank transfer payment method has stood the test of time, and we’re here to find out why.

In this article, we’ll take a quick journey through the history of ACH payments, show how you can easily sign up and verify your sports betting account and use ACH, and illustrate how versatile this payment method is compared to some other options. Stay close, ‘cause we’re spilling the beans on ACH sportsbooks!

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Our favorite ACH sports betting sites

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The sign-up process for ACH betting sites is a breeze

Betting at your favorite sportsbook just isn’t the same if you can’t use your preferred payment method. However, before you can make your first deposit and place a qualifying bet, you need to make sure you sign up and verify your details as per legal sports betting site requirements.

If you’re unsure whether you’re signing up at an ACH betting site, you can take a look at our sports betting operator reviews These in-depth articles tell you everything you need to know about playing at reputable US sportsbooks. If you’re not signed up at one of the betting sites that accept ACH payments yet, here’s what you need to do:

  1. Take a look at our recommended operators to find one that not only offers ACH as a payment option, but also has a reputation for good offers, markets, and odds.
  2. Go to the homepage and click on “sign up.”
  3. Provide all the information required. The most common info you’ll need to provide includes your first name, last name, email address, where you live, and you’ll need to create a strong password.
  4. When you’re all done here, you can log in and explore the site. Please take note that you may need to provide additional information at the request of the online sportsbook.

Making a payment with ACH: what you need to know

ACH, short for Automated Clearing House, allows you to safely move funds from one account to another. ACH is available in all US states.

What you need to do to make a payment at betting sites with ACH deposit

Before you can make a real-money deposit, the online bookmaker needs to verify your account. To ensure this process goes smoothly, provide the operator with all the necessary details. These will most likely include a copy of your ID or SSN, proof of address, and possibly other required documents. After you’re fully verified, you can make your first deposit!

How to activate your ACH payments

For betting sites with ACH deposit options, you’ll be able to choose the ACH deposit method in the payment section. You’ll also need to provide a routing number from your bank as well as your bank account number so the funds can be transferred. Once these details are approved, which should be instantaneous if you’ve provided the correct info, you’ll be able to deposit and start betting on your favorite sports.

ach betting sites
ACH: Pros & Cons
  • Speedy deposits
  • Safe and trusted
  • Available for deposits and withdrawals
  • No middleman
  • Lengthy withdrawal waiting period

Withdrawal and deposits with ACH: average time scales

Timing is everything when it comes to payment methods, and the faster your money lands in your account, the better. The same goes for withdrawals - who would want to wait for ages to get their winnings? Here’s what you can expect from ACH betting sites, deposit and withdrawal-wise.

  • Deposits: You needn’t worry about deposit timescales, as ACH has a reputation for lightning-fast deposits. If you’ve entered the correct information initially, you’ll be able to start betting within ten minutes after depositing. Now, that’s music to every sports bettor’s ears!
  • Withdrawals: When using ACH for withdrawals, you may have to wait several days for the funds to reflect in your account. We’re talking between four and seven working days. Considering how safe and reliable ACH transfers are, it's definitely worth the wait, so make sure to keep that in mind.

Useful Information Table: times and limits for ACH payments

If you prefer all the details in one place, take a look at our informative table that offers a big picture on betting sites ACH deposit and withdrawal times and minimum amounts:

Transfer fees Expected withdrawal time Expected deposit time Minimum estimated withdrawal limit Minimum estimated deposit limit
No fees or very low fees Minimum four days and maximum ten days Instant or up to 10 minutes max $10 $10

Keep in mind that online sports betting sites that accept ACH payments can have different minimum deposit and withdrawal amounts, so take this information as an estimated average.

ACH verification requirements: stay up to date 

If your information is updated at your bank and you provide the same information for verification at the sportsbook, you don’t have to worry too much about ACH verification issues.

One of the main issues online bettors experience with ACH is when the information they provide the online sportsbook doesn’t align with the information they provided the bank when they opened their account. Information that commonly causes a discrepancy is a changed address, so if you’ve moved recently, make sure that your bank and the online betting site you’re signed up at have the same details.

Our 5 favorite ACH sports betting sites

Bet365
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Players from Virginia accepted
Virginia (US) Lottery Board
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T&Cs apply, 21+
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BetRivers.com
2.
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ACH
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T&Cs apply, 21+
PointsBet
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Players from Virginia accepted
ACH
Virginia (US) Lottery Board
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T&Cs apply, 21+
Unibet Sport
4.
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100% up to $100
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Players from Virginia accepted
ACH
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Visit Site
T&Cs apply, 21+
Barstool
5.
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Players from Virginia accepted
ACH
Virginia (US) Lottery Board
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The history of ACH: an ever-evolving payment method

Considering ACH dates back more than half a century, unlike the payment methods used at Skrill betting sites and some others, there must be something to this popular choice that keeps online gamblers coming back for more. Take a look at the development of ACH since its inception over 50 years ago:

  • SCOPE: Also known as the Special Committee on Paperless Entries, was set into motion in the 1960s by several banks in California to improve the ease of transactions.
  • The first ACH network: In 1972, the first ACH network was established in the Golden State, and other US States quickly followed suit.
  • NACHA: To provide proper administrative foundations for ACH payments, the National Automated Clearing House Association was founded in 1974.
  • Direct Deposits: This perk was introduced in 1975, allowing same-day transactions.

ACH is still evolving, which makes it a relevant and attractive payment option, even among newer payment methods.

What would a decent online payment method review be without a little bit of a comparison? It definitely helps create perspective, so let’s take a look at how ACH compares to other popular payment options.

ACH compared to Paysafecard

Paysafecard is a convenient option to use prepaid cash for funding your online sports betting account. It’s just as safe and reliable as ACH when it comes to making deposits at online sportsbooks. However, the convenience of Paysafecard betting does not stretch all the way to withdrawals, as the prepaid option is rarely offered as a withdrawal method. On the other hand, ACH is a common and popular option for both deposits and withdrawals.

ACH compared to Neteller

If you’re still checking out your options, Neteller boasts some of the most advanced encryption technology to keep your funds and information safe. Neteller is a popular, newer payment method offered at many online gambling sites; however, ACH is also a prominent option for a good reason. While betting sites with Neteller offer a digital wallet option, which some online gamblers prefer, ACH allows you to make direct deposits with no fuss.

A great alternative payment method to consider

Bet365
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BetRivers.com
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T&Cs apply, 21+
PointsBet
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Virginia (US) Lottery Board
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FanDuel Sport
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Get up to $1,000 back in bonus bets
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Players from Virginia accepted
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T&Cs apply, 21+

Three essential facts about using ACH at your favorite sportsbook 

If there are three things you need to know about ACH, this is what they’d be:

ACH is usually not excluded as a new customer offer payment method

One thing you can count on is that the online bookmaker of your choice will offer ACH as a payment option. This high level of convenience is not the case with all payment methods, making betting sites with ACH deposit and withdrawal options a top choice.

You can use ACH for both deposits and withdrawals

ACH is one of the few payment methods that are almost always offered as both a deposit and withdrawal method at online sportsbooks. If you can use the same method for both, then why not?

ACH is one of the most common payment method options at online sportsbooks

You don’t need to look far to spot betting sites that accept ACH payments due to this payment method’s enduring, solid reputation and ease of use. If you’re unsure whether a sports betting site you’re eyeing offers ACH, just venture over to our operator review section, where you’ll get all the details. 

Conclusion: ACH is your trusted payment partner

From its history to how easy ACH is to use, there are many reasons why ACH betting sites are still thriving.

It remains one of the secure online gambling deposit methods, and it’s also one of the few payment methods that offer both deposit and withdrawal options at online sportsbooks. You may have to be patient when waiting for withdrawals, but overall, ACH can only enhance your online betting experience.

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Betting sites ACH deposit FAQ 

👀Do all sportsbooks accept ACH for deposits and withdrawals?

ACH is a trusted payment method that’s been around for quite some time. Whether you can use this payment method for deposits and withdrawals at all sportsbooks depends on the operators themselves. From Skrill sportsbooks to PayPal betting sites, we provide you with all the payment method information you need at CaptainGambling, so you can bet the way you want to.

❎When should I not use ACH to make a deposit?

When you should or should not use ACH for deposits at your favorite sportsbook depends on what the deposit is for and whether the sportsbook excluded ACH as a qualifying payment option. In some cases, a sportsbook will require you to use a specific payment method to qualify for a bonus offer or exclude certain payment methods as qualifying for these types of offers. However, CaptainGambling is here to keep you in the loop and make sure you stay on top of all things related to payment methods.  

💳Do I need to use a card with ACH transfers?

ACH is an online transaction similar to that of a debit or credit card. However, there are also some differences between the two payment methods. Both are easy to use and safe for online transactions but they work differently. Get more details on ACH payments for online sportsbooks right here at CaptainGambling.com

🔍Is ACH safe to use online?

One of the main points of our payment method reviews is to establish how to use ACH betting sites and whether it’s a safe option for secure online gambling. We cover a wide variety of payment methods that you’ll typically find at a US betting site, so sit tight as we unload all the details right here.

✏How do I use ACH at my favorite sportsbook?

As with any sportsbook payment method, you’ll need to complete certain verification processes and checks to make sure there’s no fraudulent activity linked to your account and that someone else is not using your bank account without your knowledge. So, betting sites that accept ACH payments also require certain details for verification to keep you and your money safe. Take a look to find out more about these requirements.

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