The most popular gambling payment methods in the US
Each US online casino and sportsbook will feature a variety of different gambling payment providers. This guide only focuses on those online gambling payment methods that can be trusted for secure and legitimate deposits and withdrawals.
We’ve tested each of the many gambling payment providers to see how they can be trusted for moving your money around. This means that you can visit any of our recommended gambling sites and use one of the featured online gambling payment methods with 100% confidence.
The most reliable online gambling payment methods include ACH, MasterCard, Visa, PayPal, Neteller, Skrill, PayNearMe, online bank transfers, wire transfers, casino prepaid cards or making a payment at a casino cage. You might also be able to use a check by mail for withdrawals.
You might see more options ranging from American Express to Discover at some sites, but for now, we’ll focus on the more common gambling payment providers.
Processing times for different online gambling payment methods
Each US online casino and sportsbook will take different amounts of time to process your deposits and withdrawals. This normally ranges between a few minutes to a handful of days according to which gambling payment providers are used. You shouldn’t have to wait any longer than a week to get paid whatever winnings you make.
ACH deposits should be processed instantly, whereas ACH withdrawals shouldn’t take longer than five working days to land in your account. Credit and debit cards can’t usually be used for making withdrawals, but most deposits should be processed almost instantly.
PayPal enjoys some of the fastest processing times for both deposits and withdrawals. The same applies for using other ewallets like Skrill and Neteller.
PayNearMe offers fast deposits, but obviously you have to go to a physical 7-Eleven PayNearMe location to make your payment. Plus you can’t withdraw via PayNearMe. You’ll also have to travel to enjoy the Casino Cage feature, but once you do this, you’ll be able to make fast deposits and withdrawals. Bank transfers and wire transfers offer some of the slowest processing times, but are obviously faster than getting a check by mail.
Verifying your payment method for online gambling
All decent online gambling sites will feature a verification process as part of the signing up procedure. This usually requires you to provide a fair amount of personal information such as your name and address. All of which helps to identify that you are of legal age to gamble, and to make sure that it’s you who gets paid your winnings.
Beyond this, you’ll find that different payment options have different verification requirements. For example, the process of making an ACH withdrawal will normally require verification. This often means having to send the gambling site a recent bank statement, or you might have to scan a voided check.
Another example would be when you use the PayPal ewallet. If you want to make a deposit with PayPal, you will be directed to the PayPal site where you have to enter in your email address and password. It’s a fairly similar process for using other ewallet brands like Neteller and Skrill for making withdrawals.
All of these verification procedures might seem to slow up the processing time for making deposits and withdrawals. But they should inspire you with plenty of confidence that the gambling site is serious about the security of your payments.
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Our favorite US gambling site for payments
We won’t ever recommend you use any US online casino or sportsbook unless it lets you make safe payments. But we found that BetMGM just edges its rivals in how it lets you make fast and secure deposits and withdrawals. You’ll find pretty much the full range of payment methods at BetMGM. This means making payments with reputable brands like Visa, MasterCard, PayPal, Skrill and Neteller.
Our favorite option was probably a standard ACH transfer, but it was good to see that other options included PayNearMe, wire transfers, and you could even get a check posted out to you. All of which should allow you plenty of flexibility for making deposits and withdrawals at this legendary online gambling site.
US gambling site payments FAQ
It’s easy to get confused when it comes to making payments to online gambling sites in the US. So here are five of the most common questions answered in regard to US online gambling payment methods:
Q1: Are there any charges for deposits and withdrawals?
We found that the majority of US online sportsbooks and casinos will let you make deposits and withdrawals without any kinds of fees. However, you might find that some issuing banks include fees for using credit cards. Plus you will find fees of between 2-3% for funding your Neteller and Skrill ewallet accounts. We also found that some wire transfers incur fees for making deposits at online casino sites.
Q2: Will there be limits for making payments?
Again, this depends on which payment provider you use for making deposits. If you chose to use PayNearMe you might find that you can only make deposits of between $10 and $500 at a time. Plus there can be high minimum withdrawal amounts for some payment options like checks. We found that ACH payments offer some of the most flexibility for deposits and withdrawals.
Q3: Which payment method is best for getting bonuses?
Many gambling bonuses have important terms and conditions that state that you can’t use certain payment methods for making your qualifying deposits. It’s fairly common to find that you can’t get a matched deposit bonus if you put your money down with an ewallet such as PayPal, Neteller and Skrill. As a result, you might have to make a deposit with an alternative payment option like ACH or a card at first, and then top up your funds with an ewallet later on.
Q4: Do I get to choose how I make a withdrawal?
It’s fairly common to find that you have to make a withdrawal back to the same payment method that you used to make deposits. For example, if you deposited with a PayPal account, you will normally have to withdraw back to the same PayPal account. Such a procedure is put in place in order to minimize criminal activity such as money laundering. However, certain deposit methods like credit cards and debit cards can only be used for making deposits. As such, the online gambling site would offer you alternative withdrawal methods like bank transfers instead.
Q5: Which is the fastest payment method?
When it comes to making deposits, you’ll find that ewallets, ACH and credit/debit cards offer near-instant processing times. This is in contrast with bank transfer deposits that may take several days to land in your account. We found that ewallets like PayPal, Neteller and Skrill often experience the fastest payouts. As a result, you should expect to receive your withdrawals less than 48 hours after you put in your withdrawal request. Plus some ewallet withdrawals might even be processed in just a matter of minutes.
What is the best payment provider for online gambling in the US?
Given that there are nearly a dozen different payment options at most US gambling sites, you’d be forgiven for being confused at which payment provider to use. The key thing is to find the payment provider that works for you and then make sure that it’s featured at your preferred online gambling site.
Most people will use ACH payments as you just need a checking account. From here you’ll enjoy instant deposits without any processing fees. There’ll be a rigorous verification procedure for making withdrawals, and we found that most ACH withdrawals will be processed in around three working days.
However, we’d recommend using PayPal if you see this ewallet featured at your chosen online gambling site. This is because it offers you a seriously fast way to add money to your account. PayPal also offers you some of the fastest withdrawals with the highest levels of security.
Beyond these two payment methods, you’ll find that Visa, MasterCard and PayNearMe are all safe options for making deposits, although you can’t make withdrawals with these providers. So be sure to shop around to find an online payment method that works for you.
Conclusion - Get started with your favorite gambling payment providers
We’ve revealed the fact that picking a payment method for online gambling might not be quite as straightforward as you’d think. This is because different US online sportsbooks and casinos accept different online gambling payment methods. Plus your attempted transaction with a credit or debit card may be rejected by your bank.
Thankfully, things are improving with more gambling sites accepting user-friendly payment options like PayPal. We expect the situation to get even better once online gambling gets more established in the US. So be sure to bookmark this page as a reference for making sure that you always get the most out of online gambling.
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Online Gambling Payment Methods 2023 FAQ
💵 Which are the banks that allow online gambling?
Different US banks have different rules and regulations about whether they let you make deposits and withdrawals from online gambling sites. Read our guide to see which are the most reliable gambling payment providers for adding funds to your account. We’ll also reveal which banks let you make withdrawals of whatever you’ve won from the best online sports betting sites and casino sites.
💰Can I make an online casino debit card withdrawal?
Debit cards are some of the most common online gambling payment methods for adding money to an online casino account. However, things might not be quite so easy when it comes to making withdrawals with a debit card. Read our guide to see which online casino payment methods let you deposit and withdraw from gaming sites. You’ll also learn more about limits, fees and processing times.
⏰What is the standard online casino withdrawal time?
The time it takes money to hit your account once you put in a withdrawal request varies between online casino sites and the gambling payment providers used. Read our guide to see how long it takes for a withdrawal to be processed with different payment solutions. Perfect for finding out exactly how quickly you’ll get paid when using online casinos, sportsbooks and the best horse racing bookmakers US has at the moment.
❓How do I make an online casino wire transfer withdrawal?
Wire transfers might not be one of the most popular online gambling payment methods, but they can still be used at some US casino sites. The process of making a wire transfer withdrawal will vary according to the online casino used. Take a look at our guide and learn how you can make a wire transfer withdrawal, and then compare this process with other more popular online betting payment methods.
🏀Is it safe to make a payment for gambling online in the US?
It’s entirely understandable to be cautious about which gambling payment providers you use. So read our guide to see which gambling payment methods offer you the highest amount of safety and security. You can then read our sports betting reviews and ratings to see which payment method is featured at each US sportsbook.
