/ Best Betting Sites with Credit Card in Australia 2023

Best Betting Sites with Credit Card in Australia 2023

Online Bookmaker with Credit Card

Last Updated on 30/05/2023
Fact checked by: Megan Jonson

Welcome to our guide on the best bookmakers with credit cards in Australia! If you’re looking for the best betting site to suit your needs - particularly if your primary need is an online bookmaker with credit cards accepted - then this guide is the right place for you.

Our guide will share all you need to know about the betting sites with Visa cards and betting sites with Mastercards. From tips on how to look for the best bookie to advice on staying safe online, it’s all here!

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Making a payment with credit card - Five steps from opening your betting account to withdrawing your winnings

The first part of our guide to the best online bookmaker with credit cards is the simple five step process of using your credit card at any of the best betting sites with credit card in Australia listed above.

1. Choose your preferred bookie

The first and most important step to using your credit card with an online betting site is actually choosing one.

There are many on the Australian market, each with its own benefits and flaws, so it’s important you have patience and take your time to research your options before deciding which option you consider to be the best betting site with credit card in Australia.

We will go through our top 5 expert tips in finding your favourite online betting site later, but seeing as you’re reading this particular guide, we will suggest one thing up front: check if the site accepts the credit card you use.

The most common are betting sites with Visa cards, while betting sites with Mastercards are a close second.

2. Create your account

Once you’ve chosen your preferred online bookmaker with credit cards, your next step is to create an account. This is a free and easy process, and basically the same across all online betting sites.

You’ll have to enter your personal details into a short form. The information you’ll need to divulge includes your name, address, date of birth, email address and phone number. You then need to choose yourself a unique username and a password.

Once you’ve created your account, there is only one step left before you have full access to all of the online betting site’s features:

3. Verify your identity

Online betting sites are required by law to ask for proof of your identity, as well as your proof of your address and ownership of the payment method you’re using. Not only does this allow the site to stay within the confines of the law and therefore keep their licence, it also protects your information and funds.

We’ll go through the required verification documents later in our guide to the best betting sites with credit card in Australia.

4. Make your first deposit

Now your account has been created and verified, you can deposit your funds and start betting. So whether it’s a betting site with Visa cards or a betting site with Mastercards, or both, you just need to pick your choice of credit card from the list of deposit options, enter your credit card details and then the amount you would like to deposit (within the deposit limits of the website, of course).

Check out our dedicated guide for full info on exactly how to deposit money into a betting site in Australia.

5. Withdraw your winnings

The final step, after making your deposit and (hopefully) winning a ton of money, is to withdraw your funds back onto your credit card. To withdraw from a betting site with Visa cards or a betting site with Mastercards, simply visit your account and click the option to withdraw.

Average time for credit card deposits and withdrawals - How do they compare to other payment methods?

When you deposit funds into your betting account, the funds will be available for you to bet with immediately, regardless of the type of payment method you use. Therefore whether it’s a betting site with Visa cards or a betting site with Mastercards, you can expect the deposit time to be instant when using your credit card.

When it comes to withdrawal times, credit cards are one of more lengthy options, even at the best betting site with credit card in Australia. You first have to wait for your withdrawal request to be approved by the site, then for it to be processed by the credit card provider. This usually takes 2-5 days, though it could possibly take as long as 7-10 days.

These withdrawal times are similar to debit cards and bank transfers. The longest withdrawals are via cheque, as you have to wait for it to arrive by post and then deposit it in your bank. This can take anywhere from 5 to 28 days. The quickest withdrawal times occur when you use eWallets - you can receive your funds on the same day using that type of payment method.

Credit card verification requirements - What documents you need

As we promised earlier in our guide to the best betting sites with credit card in Australia, we’ll go through the documents you need in order to verify your betting account with your credit card.

The proof of identity documents include your driver’s license, passport, national ID card, plus a few others; your address can be proven by a utility bill, rental contract, bank statement and similar documents; and as for your proof of payment method, you can use your bank statement, a photo of your credit card (with the essential numbers and CVV hidden), etc.

Your chosen online bookmaker with credit cards will specify how to upload pictures of the relevant documents.

The history of credit cards - 63 years of credit

The first official credit card came from the Bank of America in 1958; it was called the BankAmericard and was mailed to select markets in California. Before this some companies offered store cards or charge cards. The difference between charge and credit is that credit rolls over from one month to the next while charge requires you to pay in full each month. Plastic cards were introduced by American Express in 1959, replacing cardboard and celluloid.

1966 was a big year for credit cards. It was the year that BankAmericard became the US’s first licensed general-purpose credit card; it was the year that a group of California banks formed the Interbank Card Association (ITC), which soon after launched Mastercard; and it was also the year that Barclaycard in the UK launched the first credit card outside the US. During the late ‘60s, BankAmericard was issued worldwide with localised brand names. For example, in Canada it was called Chargex, in France it was Carte Bleue, and it was the Sumitomo Card in Japan. Finally, in 1976, BankAmericard was renamed Visa.

In Australia, the first mass market credit card, called Bankcard, was officially launched in 1974. Before then, only store cards, Diners Club and American Express were available to Australians, and they were either restrictive or costly. Due to a declining number of cardholders and transactions, as well as competition from international credit cards, Bankcard was withdrawn from use in 2006.

Credit cards compared - How they stand up to the other payment methods

Credit cards have multiple benefits. They are widely accepted, and so there are many betting sites with Visa cards and betting sites with Mastercards; deposit limits are generally high; and transaction fees are usually low if there even are any.

Each of these benefits can also be said about most other payment methods, particularly debit cards and eWallets. The one advantage unique to credit cards is the credit - spend now, pay later.

On the downside, not every online betting site will allow withdrawals to credit cards, and some that do limit your credit card withdrawals to the same amount you deposited with it, meaning you can’t withdraw any profit. This is a frustrating feature that isn’t shared by any other payment method. So if it turns out your chosen online bookmaker with credit cards doesn’t allow or limits your credit card withdrawals, you’ll have to scroll back up to our five step process for making a payment with your credit card and start the process again.

If the thought of that is too daunting, your other option is to find an alternate payment method for withdrawals, whether it’s debit card, eWallet or whatever. If that’s your preference, you may want to check out our guide on the best online bookmaker with bank transfer.

The most common debit cards are Visa and Mastercard, and if you use one of those you should never have any problem depositing or withdrawing your money. The main flaw is that withdrawals can take a few days.

With eWallets it’s slightly trickier, as there are many more options, and certain sites accept certain eWallets, so there is a chance your chosen betting site doesn’t accept your chosen eWallet. For example, PayPal is the most popular eWallet, but not the most commonly accepted by betting sites. Here is a list of options more commonly accepted than PayPal:

  • Skrill
  • Neteller
  • ecoPayz
  • MuchBetter
  • Trustly

The main benefits of using eWallets are to do with speed and convenience. Not only do eWallets have much faster withdrawal times than any other payment method, you also don’t have to waste your time filling in card details every time you want to make a payment.

If you like the idea of using an eWallet, why not check out our guide dedicated to the best online bookmaker with ecoPayz.

Quick Facts - Finding the best betting sites with credit card in Australia

Next in our guide to the best online bookmaker with credit cards, we’ll give our answers for the top 5 frequently asked questions when making a credit card deposit.

Which credit cards are most commonly accepted by betting sites?

The most common options you’ll find as a credit card user are betting sites with Visa cards and betting sites with Mastercards. Some websites also accept Amex.

Are there deposit limits?

Deposit limits depend on the website. In general, minimum limits can be anywhere between $5 and $50, while maximum limits may be around $5000 - though this can be increased by contacting the site’s customer support and/or your bank.

Are there transaction fees?

Not including the interest rate charged by your bank for each transaction, there are usually no transaction fees when making deposits or withdrawals when using your credit card.

Do online betting sites treat credit cards differently to debit cards?

As bank-issued cards, credit cards and debit cards are treated very much the same by online betting sites, except possibly withdrawals (as we’ve discussed).

Can you use credit cards when betting on mobile?

You won’t run into any problems using your credit card to deposit funds on either desktop or mobile.

Our top tips on finding the best online bookmaker with credit card for you - do your research before you commit

Now we’ll discuss our expert tips on finding the best sports betting sites with credit cards to suit your needs.

Find out if the site actually accepts credit cards

It’d be a huge waste of time to create an account just to find out your chosen website doesn’t accept the type of credit card you use, or credit cards in general for that matter.

Compare the site’s odds

The better the odds, the more you get when your bet wins. It’s as simple as that.

Check the site’s betting markets

Some betting sites have limited sportsbooks and/or smaller casinos, so make sure you can bet on your favourite sports, games and events.

Make sure the operator is fully licensed and legit

You don’t want to trust an unlicensed and untrustworthy betting website with your hard-earned money, as there is a decent chance you’ll end up getting scammed.

Conclusion - Helping you find the best online bookmaker with credit cards

So now you know everything you need to about the best betting sites with credit card in Australia, as well as the history of credit cards, their pros and cons, how best to use them and how they compare to other payment methods.

To summarise: the first credit card was issued in 1958, and 63 years later there are around 3 billion cardholders around the world; the most popular credit cards are Visa and Mastercard, and pretty much every online betting site accepts both; maximum deposit limits are relatively high, but the problem is that not all of them accept withdrawals, and some that do limit the withdrawal amount to equal your deposit amount; transaction fees are low or non-existent; withdrawal times are usually around a week.

If you have more than one preferred payment method, why not check out our guides to the best betting sites with PayPal and the best betting sites with Bitcoins in Australia.

Online bookmaker with credit cards FAQ

🌟 What are the best betting sites with credit card in Australia?

You can find a whole host of online betting sites available to Aussies, and different sites will suit the preferences of different people - especially if you have a preferred payment method such as credit cards. If you’re looking for advice on how to find the best online betting in Australia that accepts credit cards, read our dedicated review at CaptainGambling AU.

💲 Which credit cards do betting sites accept?

The most common options you’ll find as a credit card user are betting sites with Visa cards and betting sites with Mastercards, though these aren’t your only options. Make sure you check out our guide to Australian credit card betting sites for full details at CaptainGambling AU.

💸What should I keep in mind when making a credit card deposit into my betting account?

There are a few factors you need to think about when placing a bet using your credit card. Our guide to the best Australian betting site that accepts credit cards has all the info you need, from a simple five step process of using your credit card at your chosen website to our five expert tips on wagering any bonus offer you may commit to once you get going.

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